Bankable

Account issuing & payouts

Give every customer their own account details. Pay anyone, anywhere.

Bankable is the software layer between your business and Stripe. You issue account details to your own customers, track what lands, and send payouts worldwide — all under your brand, on your domain, through your own Stripe account.

No setup fee · Connect your own Stripe · Cancel by revoking one key

The software Bankable Hosting, the interface, updates and uptime. We never take custody of funds.
You Your business, your Stripe account The balance, the payouts and the merchant relationship are yours. Your name is on the statements.
Your customers Their own account details Each one gets account and routing details to pay into, so you can tell instantly who sent what.

How it works

Three things to set up, then you're issuing accounts the same day.

Step 01

Connect your Stripe

Create an API key in your own Stripe account and paste it in — a restricted key if you want to limit what the dashboard can reach, or your standard secret key if you'd rather keep it simple. Either way you can revoke it in one click, at any time, without telling us.

Step 02

Point a subdomain at us

One CNAME record and your dashboard lives at your own address — payments.yourcompany.com. Your team and your customers only ever see your brand.

Step 03

Start issuing

Generate account details for a customer, share them, and watch deposits arrive against that customer automatically. Release funds or send a payout when you're ready.

What you get

Split a release between everyone it's owed to

When money lands, divide it in one step: a share stays in your Stripe balance, a share goes to each worker's Connect account, and the platform fee comes off the top. You type the amounts per release — nothing is assumed, and the screen won't let the legs exceed what came in. Every leg is recorded individually, so a failure shows up as a failure instead of quietly vanishing.

Needs Stripe Connect switched on, and a connected account for each person you're paying. Without it, payouts work exactly as they do today.

Per-customer account details

Issue account and routing details to each customer, so incoming payments reconcile themselves instead of arriving as one undifferentiated lump.

Global payouts where you qualify

Send money to recipients in their local currency across 50+ countries, without them needing an account with anyone. Failures and reversals are recorded, not hidden.

Stripe approves Global Payouts per account, and not every account is eligible. We switch it on for you once Stripe has approved yours; until then the rest of the platform works normally without it.

A full deposit trail

Every deposit, payout, failure and reversal against every customer, filterable by date and status, exportable to CSV whenever your accountant asks.

Your brand, your domain

Your business name in the interface, your address in the browser bar. Nothing on the screen says Bankable.

Your whole team

Add as many logins as you need, each with their own password. Remove someone the moment they leave.

Credentials encrypted at rest

Your Stripe key is encrypted with AES-256-GCM before it's stored, and the encryption key lives outside the database.

Where the money actually sits

This is the question worth asking of anyone in this category, so here is the plain answer: funds never enter an account we control. Payments settle into your Stripe balance and payouts leave from it. We hold a key that lets the software act on your behalf — nothing more.

  • You are the merchant of record, on your own agreement with Stripe.
  • Your funds are never pooled with another business's.
  • Revoke the key and the software stops working; your balance is untouched.
Worth being straight about

There is a REST API — issue accounts, read balances, list deposits and trigger payouts from your own systems, with a signed embed if you'd rather drop the screen straight into your app. The developer docs cover it. What it doesn't do yet: outbound webhooks to your app (you poll), idempotency keys on writes, or creating recipients over the wire. Those are dashboard-only for now.

Ready to set it up?

You'll need a verified Stripe account and access to your DNS. Everything else takes about an hour.